Recent Articles

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5 Tips to Lock in Low Interest Loans for Manufactured Homes in California

Secure low-interest loans for manufactured homes in California with Smart Money Mortgage. Explore top strategies to lock in the best rates for your home financing needs.

Published on 08/16/2024

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Understanding Inflation: What It Means for Homebuyers and Those Considering Refinancing

Inflation has been top of mind when it comes to housing affordability. Here's what you need to know about the latest data reports.

Published on 08/14/2024

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LA Homeowners Rush to Refinance as Rates for Loans for Mobile Housing Drop from 23-Year Highs

Recent declines in mortgage rates are encouraging more homeowners in Los Angeles to refinance their loans for mobile housing.

Published on 08/09/2024

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Busting the Biggest Myths About Buying a Home in 2024

We're separating fact from fiction regarding the current housing market.

Published on 08/07/2024

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San Jose Mobile Home Financing: How to Quickly Qualify For a Loan

Learn how to quickly qualify for San Jose mobile home financing with our step-by-step guide. Discover loan options, interest rates, and tips for securing a mobile home loan in San Jose, CA.

Published on 08/01/2024

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Is a Second Mortgage Right for You? The Benefits and Pitfalls Explained

A second mortgage is a loan secured by your home that allows you to tap into its equity, offering potential benefits like access to cash and lower interest rates, but also comes with risks such as increased debt and potential foreclosure.

Published on 07/31/2024

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Finding the Right Manufactured Housing Lenders: What to Look For

Looking for the best manufactured housing lenders? Learn how to evaluate lenders based on loan types, affordability, customer satisfaction, and trustworthiness to make an informed decision.

Published on 07/26/2024

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New vs. Existing: Why a Newly Built Home Could Be the Better Deal

Learn why newly built homes might be your most budget-friendly option.

Published on 07/24/2024

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Financing a Manufactured Home in a Park: What You Need to Know

Many homebuyers are turning to financing a manufactured home in a park as an affordable solution to the housing crisis

Published on 07/20/2024

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Navigating Refinance Appraisals with Confidence

By understanding and preparing for the refinance appraisal process, you can better navigate your mortgage refinancing and potentially secure more favorable loan terms.

Published on 07/17/2024

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Is Your Dream Mobile Home Community in a Buyer's Market? How to Find Out

If you're curious whether your desired neighborhood currently offers favorable conditions for buying a mobile home in California, here are practical ways to determine it.

Published on 07/12/2024

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Tax Deductibility of Home Equity Loans in 2024

Let'a talk about maximizing your tax benefits with home equity loan deductions.

Published on 07/10/2024

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A Comprehensive Guide Using a Mobile Home Loan Calculator in California

Learn how to use a mobile home loan calculator to estimate monthly mortgage payments for mobile homes in California, the significance of interest rates, and the benefits of making extra payments to shorten the loan term.

Published on 07/06/2024

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Is Your Dream Neighborhood in a Buyer's Market? Here's How to Find Out

If you're curious whether your desired neighborhood currently offers favorable conditions for buyers, here are practical ways to determine it.

Published on 07/03/2024

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The Biggest Mistakes Potential Mobile Home Buyers are Making Right Now

Are you making it harder on yourself to buy a mobile home in California? Read this article to uncover the worst mistakes mobile homebuyers are making.

Published on 06/30/2024

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Understanding Your FICO Score: Key to Better Home Loan Rates

A FICO score is a three-digit number representing your creditworthiness, determined by factors like payment history and amounts owed, and it significantly influences your ability to qualify for and secure favorable terms on home loans.

Published on 06/26/2024

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Don't Wait Another Minute: Here's Why NOW is the Perfect Time to Buy Your Dream Mobile Home!

Is it the right time to buy? Here's why waiting could cost you -- even with the current elevated rate.

Published on 06/21/2024

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The Biggest Mistakes Potential Homebuyers are Making Right Now

Are you making it harder on yourself to buy real estate? Read this article to uncover the worst mistakes homebuyers are making.

Published on 06/19/2024

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Navigating Mobile Home Inspections: A Buyer's Guide to Uncovering Hidden Issues

Don't let your excitement blind you to these potential problems in a mobile home you're considering buying.

Published on 06/14/2024

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Avoid These 5 Expensive Kitchen Mistakes When Buying Your First Home

Here are 5 crucial kitchen inspections every first-time homebuyer should do.

Published on 06/12/2024